iPhone With Credit Card Reader
January 3rd, 2010 | Author: admin
We’re just a week away from the annual gadget-lover’s dream event, otherwise known as CES. One company that everyone will have their eyes on this year is Mophie.
Mophie, a popular retailer of Apple iPhone and iPod accessories, is set debut to their iPhone credit card reader — said to be named “Credit Card reader” — and complimentary processing application. This will allow merchants to accept credit card payments by swiping the card through a special iPhone case. While details around the device add-on are slim, interest is already high.
The buzz building around Mophie, the palpable excitement and interest stimulated by Square, and an increasingly competitive mobile payment system market means that 2010 will be the year that consumers will buy and sell from their mobile phones.
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As a result of the CARD Act reforms that went into effect on February 22, credit card companies are projected to incur $12 billion in annual losses. But we all know that credit card companies are far too imaginative to let this happen. The reforms require the credit card companies to give you 45 days notice before rate increases, and those increases cannot be applied to existing debt unless you miss payments for 60 days. In addition, there have been new restrictions placed on how they can market to college students under 21 years old. This all translates to nothing more than a bump in the road for card companies. Old methods of revenue generation will be replace by new ones in the form of lots of fee
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